One is eligible for the loan if he/she

• is a resident of India.
• have an offer / admission letter / are bonafide student of a college / university in India or abroad.

Loan Details

Coverage of expenses 

• Admission / Tuition fee to be payable to College / University / Institution.
• Air fare / Travel Expenses.
• Boarding and Lodging expenses.
• Books and Stationery expenses.
• Instruments / equipment / computer expenses required for the course undertaken.
• Examination / Library / Laboratory fee.
• Any other expense required to complete the course - like study tours, project work, thesis, etc.

Documents Required 
The following papers/documents should accompany the Application Form to be executed by both the students and the parents/guardians.

Documents Required from both the student / co-applicant.

• Identity Proof : Copy of Passport / Driving Licence / Voters Identity Card / Income Tax Pan Card.
• Residence Proof : Copy of Passport / Driving Licence / Voters Identity Card / Utility Bills
• Age Proof : Copy of Passport / Driving Licence / Income Tax Pan Card / Birth Certificate.
• Signature Verification.
• One Singed Photograph ( On the face).

Documents required from students for studies abroad

• Offer / Admission / Bonafide student letter from the university / college in India or Abroad.
• Cost of the Course ( including living).
• Copy of last examination passed result.
• Copy of Passport in case of study abroad.

Documents required from the co-applicant

• Income Proof : Form 16 or Income tax returns for the last two years.
• Collateral Security Papers ( if any).
• Any other document / information as needed by Bank, depending upon the case and purpose of loan.
  

Repayment of loan starts after studying & moratorium period and can go up to a maximum of 7 years.

Moratorium period is a max. of 6 months after course completion or one month after getting a job whichever is earlier.
Repayment of Loan through Post Dated Cheques (PDCs).

Contact Details
Head Office - Centurion Bank of Punjab
Shanta Durga Niwas, M. G. Road, Panaji - 403 001, Goa
Phone : +91-832-222 9112 / 222 9113
Fax : +91-832-222 9114

Corporate Offices:

Mumbai

Nariman Point
1201, Raheja Centre, Free Press Journal Marg, Nariman Point, Mumbai - 400 021
Phone : +91-22- 2204 7234 / 2204 7238
Fax: +91-22-2284 5860
Mahalaxmi
Modern Centre, Ground Floor, "C" Wing, Sane Guruji Marg, Mahalaxmi, Mumbai 400 011
Phone : +91-22-6754 0000
Fax: +91-22-6754 0011 / 22

Gurgaon
Khandsa Road, Near Sector 10-A, Gurgaon - 122 001
Phone : +91-124-2373951
Fax: +91-124-2373958

Chandigarh
SCO 46 - 47, Sector 9D, Chandigarh - 160 017
Phone : +91-172-2741196 / 2743892
Fax: +91-172-2743894 / 5001013

Website : visit

Back to Main Page